Channel Title: Be Clever With Your Cash Channel Description: Hi, we’re Andy Webb and Amelia Murray from the award winning personal finance site becleverwithyourcash.com. Every week our videos will help you make the most of your money, with a focus on savings, bankings and credit cards. Plus every Thursday we’ll take you through the latest money news <video> Bank switch latest, Monzo freebies, Nationwide FlexPlus hike & more (Dec 24 UK bank account update) Description: Here’s Andy's monthly update to help you get the most from your bank account. W A T C H N E X T Section 75 & chargeback explained: get refunds via credit and debit cards https://youtu.be/-UnmNP9stY4 #Bankaccounts #currentaccounts #bankswitching TIME STAMPS 00:00 Latest and last chance switching offers 00:22 Lloyds £200 ends Dec 10th 00:53 Natwest £180 ends Dec 11th 01:39 Nationwide £175 ends TBC 02:30 First Direct £175 plus 7% regular saver ends TBC 02:48 Santander Edge £150 cashback and saver ends TBC 03:08 Cooperative Bank £75+£75 if you stick around ends TBC 03:34 Free cinema tickets added to Monzo Perks account 04:50 Nationwide Flex Plus up to £18 per month 06:16 Unbanx data sharing platform closing down 06:54 Monese to charge £1 per month if you leave account idle MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Standing charges scrapped, Secret Santa, “all you can fly” pass & more (money news) #podcast ep443 Description: Andy and Amelia talk about the big news stories from the past week and how they affect you and your money. Plus our deals of the week. W A T C H N E X T How to improve your credit score (2024) https://youtu.be/g_EG6imuunE #yourmoney #moneynews #moneysaving TIME STAMPS 00:00 Welcome to Cash Chats 00:37 Andy's week - regular savers 02:02 Amelia's week - the cost of Christmas tree's 04:00 Cost of Christmas dinner up 6.5% 07:16 Get your stamps from official retailers 08:40 Secret Santa tips from a bank 13:15 Car loan scandal tips 16:02 South West Trains compensation 2015-2017 19:47 Whizz Air Multi-pass is back 21:36 Owners of older homes may face new mortgage penalty 23:49 Energy firms told to offer ‘zero’ standing charge tariff 26:09 Community Hits & Misses 28:40 Deals of the week MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Bank switch deals, will £100 Nationwide bonus return & more (Jan 25 UK banking update) Description: Here’s Andy's monthly update to help you get the most from your bank account. W A T C H N E X T Boost savings with AI and other auto saving hacks https://youtu.be/WdURqVzSyl0 #Bankaccounts #currentaccounts #bankswitching TIME STAMPS 00:00 Bank switching deals round up 02:30 Monzo 1p savings challenge and £10,000 prize draw 05:01 Possible £100 Nationwide bonus - how to prepare 09:24 Banking news: Halifax rewards tracking issues 10:59 Lloyds, Halifax & Bank of Scotland to share branches 11:36 Coventry Building Society buys Co-op Bank 12:10 Trading 212 reduces cashback to 0.5% 12:51 YouGov connections now available for everyone MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Ask Andy LIVE Q&A: 7pm Monday 9 December 2024 Description: Join Andy from 7pm on Monday (for around 30 minutes) to talk about whatever money matters are bothering you right now. THIS IS ALSO HAPPENING AT INSTAGRAM.COM/BECLEVERWITHYOURCASH --- Sign up for our weekly newsletter with the best of the YouTube channel, website, podcast and more https://becleverwithyourcash.com/newsletter/ W A T C H N E X T Current account reviews https://www.youtube.com/playlist?list=PLNWBCrN2Fq0BNqs7uzrnjNXybd04a6ahX My monthly bank, savings and credit card account updates https://www.youtube.com/watch?v=GuNIIZ2uzYY&list=PLNWBCrN2Fq0AGPM7sCQsjwpdNzez8xj5B #moneytips #savemoney #moneylive M O R E S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ B L O G - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Best money making apps for 2025 Description: If you’re looking to make some extra money for yourself this year without too much work, there are a number of apps and websites that reward you for doing small tasks or things you already do - like walking your dog. Some are better than others and some aren’t all they’re cracked up to be. Here's Amelia's guide to the best around to help you make a bit of spare cash. W A T C H N E X T Auto saving apps & apps to make saving simple https://youtu.be/WdURqVzSyl0 #MoneyMaking #MoneyApps #EarnMoneyOnline TIME STAMPS 00:00 Money making apps and websites vs what is your time worth? 01:39 Data sharing apps 03:52 Survey apps 05:01 Testing apps 05:48 Mystery shopper apps 07:32 Walking or lifestyle apps 10:05 Receipt apps 11:28 Cashback apps 13:04 Selling apps 13:48 Are they all worth it? MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> The top UK savings accounts for 2025 Description: If you want to get the best interest rate on your savings, these are the accounts you need. Andy's broken down what we think are the best options for your cash. You could stick to just one or two, or build up a portfolio with a handful more. Our daily best buy savings tables: https://becleverwithyourcash.com/savings/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=December24_link_in_YT_description W A T C H N E X T Your best and worst accounts of the year (2024 wrapped) https://youtu.be/sXvixZBoujI #Savings #HighInterest #Savings2025 TIME STAMPS 00:00 The top savings accounts for 2025 01:24 How much you should have in savings 04:09 Andy's number 1 savings account: First Direct 06:16 Second place: Natwest Digital Saver 08:38 Third choice: Santander Edge Saver 13:20 Top alternative: Trading 212 14:11 For higher/additional rate tax payers: Premium Bonds MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Premium Bonds winnings compared (3 x £50k saved for a year) Description: Even though we've had some of the best savings rates in years, Premium Bonds remain popular. Even though there's no guarantee in what you could win, people hope they might get lucky and net big prizes - especially if they have a lot of cash invested. To get an idea of how that pans out, I asked three people with the maximum £50,000 saved what they won in a year. Though your own situation will differ, it's a great way to understand what your chances are. CHECK OUT THE BEST SAVINGS ACCOUNTS https://becleverwithyourcash.com/savings/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=December24_link_in_YT_description W A T C H N E X T Fixed-rate savings: should you lock in? https://youtu.be/kWggg3v1omI #premiumbonds #saving #moneysaving TIME STAMPS 00:00 3 people, 50k, 1 year - who will win BIG 01:07 How they did last year 02:30 Saver 1's results 03:38 Saver 2's results 04:26 Saver 3's results 05:54 There are no guarantees with Premium Bonds 07:32 How the returns compare to savings accounts 09:06 Tax on savings vs tax free Premium Bonds 10:07 Combining Premium Bonds, ISAs and savings MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Chase Credit card, Amex points fight, Virgin Money cashback & more (Credit cards offers Dec 2024) Description: In our latest monthly credit card update, Andy's talking about the Chase credit card roll out, Virgin Money cashback card, Amex points payouts & more! READ MORE Monthly UPDATE https://becleverwithyourcash.com/december-2024s-credit-card-bnpl-news-offers/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Credit_borrowing&utm_content=December24_link_in_YT_description ‘Amex FINALLY paid me my 60,000 Avios thanks to BCWYC’ https://becleverwithyourcash.com/amex-finally-paid-me-my-60000-avios-thanks-to-bcwyc/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Credit_borrowing&utm_content=December24_link_in_YT_description W A T C H N E X T Premium Bonds winnings compared (3 x £50k saved for a year) https://youtu.be/Jvmg6wDHZhQ #chasebank #creditcard #amex TIME STAMPS 00:00 December credit card news 00:11 Chase Bank roll out credit card 02:40 Virgin Money launch Everyday Cashback credit card 04:18 Ombudsman and BCWYC get American Express points payouts 06:51 Virgin Red points no longer work at Greggs 07:39 December special offers 07:55 Asda Money 5% back ends Jan 6th 08:05 John Lewis £40 voucher ends Jan 6th 08:13 Two Amex offers to end Jan 14th 09:42 Amex to offer upgrades to the Platinum card - but some issues MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> TSB bank switch offer: up to £160 + £30 & NOW TV (January 2025) Description: TSB are here with the first UK bank switch offer of 2025! But is it worth all the hoops? Andy's here to explain what's on offer and what you'll need to do to get the full amount. W A T C H N E X T The best bank accounts in the UK for 2025 https://youtu.be/zdubEeVaPeI #Bankaccounts #currentaccounts #bankswitching TIME STAMPS 00:00 New TSB switch deal: up to £220 00:43 How the offer breaks down 01:27 Who is eligible and which account you should get 02:23 Who's excluded 02:44 Get a cashback site bonus of up to £40 03:18 Key requirements for the TSB switching offer 05:01 Requirements for the extra bonuses 07:13 When the offer ends MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Your best and worst accounts of the year (2024 wrapped) Description: As 2024 comes to a close, we thought we’d do our own Be Clever With Your Cash ‘Wrapped’ and reveal your favourite (and least so) banks and credit card providers. Earlier this month we asked you to have your say and the results are in! So with no further ado, let’s reveal the tops and bottoms in current accounts, savings and credit cards and the reasons why. READ THE ARTICLE https://becleverwithyourcash.com/2024-unwrapped-your-best-and-worst-accounts/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=December24_link_in_YT_description W A T C H N E X T Savings: compound Interest, AER and Gross explained (what you need to know) https://youtu.be/yoVFYEfxix0 #Bankaccounts #currentaccounts #creditcard TIME STAMPS 00:00 2024 Wrapped: your best and worst accounts of the year 00:15 Best current accounts: Chase Bank 01:12 Club Lloyds account 02:29 Nationwide current accounts 03:54 Worst current accounts: HSBC 05:27 Co-Operative Bank 06:31 Best savings accounts: Chase Bank 08:57 Trading 212 09:59 Zopa 11:02 Worst savings accounts: Kent Reliance 14:09 Best credit cards: American Express 15:40 Halifax Clarity credit card 16:40 Worst credit cards MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Best credit cards for 2025 (UK) Description: If you're looking to get a new credit card, these are Andy's top picks for any situation. Credit cards can be good, and they can be bad. It all depends on why you want one and how you use it. In this video, Andy takes you through his top cards as well as some of the things you should consider before applying for any credit card, weather it's your first or one of many. So whether you need to reduce the cost of existing debt, spread out the cost of a new purchase, earn cashback or rewards, build your credit rating or get some extra consumer protection, these are the top credit cards for 2025. W A T C H N E X T Fixed-rate savings: should you lock in? https://youtu.be/kWggg3v1omI #creditcards #creditcardrewards #cashback TIME STAMPS 00:00 What to do before applying for a credit card 00:55 Do an eligibility search 02:23 Make sure you can clear the balance in full every month 03:42 Why credit cards can be a good thing 04:13 Welcome bonuses 06:04 Best welcome bonus: Amex Cashback Cashback credit card 07:28 Runner up: Amex Everyday Cashback credit card 08:05 Best ongoing cashback: Chase debit/Amex Nectar credit card 09:25 Runner up: Barclaycard Rewards credit card 10:49 0% purchase credit card: Barclaycard Platinum 13:16 0% balance transfer: Barclaycard 14 month Balance Transfer card 15:32 0% money transfer: 0% Virgin Money credit card 16:22 Credit building: Tesco Bank Foundation credit card MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Boost savings with AI and other auto saving hacks Description: Often one of the biggest barriers to putting money into savings is simply remembering to do it. So your salary comes into your current account and stays there. Some of it goes to bills, some of it to shopping and going out. And before you know it, there's not much (or any) left to put into savings. So nothing gets saved. And this repeats month after month. So, If you have trouble saving then try these apps and hacks to take the hassle out of putting cash in the savings pot. W A T C H N E X T The top UK savings accounts for 2025 https://youtu.be/HxttUyuA0a4 #savings #savingsaccount #moneyapp TIME STAMPS 00:00 Hacks and apps to save more in 2025 00:17 Set up standing orders for your savings 01:57 Auto savings apps: AI auto savings and which to use 04:58 Trigger auto-savings & savings challenges with Monzo 09:08 Round up your spending automatically 12:00 Summary of the top auto savings apps MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> Save more in 2025 with these simple habits Description: People love to make resolutions in January, typically to lose weight or get fit. But why not focus on saving money with some good cash habits? To help you, Andy has 9 habits that he's planning on sticking to in 2025 that can help you save, and even get money back throughout the year. W A T C H N E X T Top 10 savings hacks https://youtu.be/GXWXaNjoI90 #moneysaving #habits #moneysavingtips TIME STAMPS 00:00 9 habits to save money 00:24 1. Tracking your money 01:47 2. Talk to who you share your finances with 02:56 3. Put money in to savings every month 04:03 4. Keep an eye on savings rates 05:21 5. Consider investments if you have the resources 06:03 6. Earn when you spend with cashback cards and sites 07:04 7. Clear the full amount off credit cards every month 08:11 8. Try to avoid Amazon 10:03 9. Look for a bargain, but don't spend too long! MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> The best bank accounts in the UK for 2025 Description: There are plenty of reasons to have more than one current account. And there is nothing stopping you switching between different banks in order to get the best rates and rewards. But, which do you go for and why? Andy goes through his best accounts for the year to help make that choice a bit easier for you. THE BEST SWITCHING DEALS https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=January24_link_in_YT_description READ THE ARTICLE www.becleverwithyourcash.com/best-current-accounts-2025/?utm_source=Organic_Youtube&utm_medium=social&utm_campaign=Banking_savings&utm_content=January2025_link_in_YT_description W A T C H N E X T 10 Supermarket money saving hacks https://youtu.be/ia3l7zCgwrA #Bankaccounts #currentaccounts #bestbanks TIME STAMPS 00:00 Andy's best bank accounts for 2025 01:42 Best for bank switching 04:10 Best digital banking app 05:33 Best account for everyday spending 08:00 Best account for paying bills 10:02 Best for rewards 12:07 Best packaged bank account 13:49 Best for your savings 15:29 Best for an overdraft 16:31 Best ethical bank 18:14 If you only want one bank account MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com ABOUT US Be Clever With Your Cash is hosted by founder and Editor-in-chief, Andy Webb and Deputy Editor and money journalist, Amelia Murray. But behind the scenes all our content is brought to you by the team of money geeks that produce our award winning money site, becleverwithyourcash.com. We share the latest updates from the world of personal finance and help you to navigate the everyday money challenges we all face. Discover even more ways to make the most of your money at becleverwithyourcash.com DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video> <video> 2025 base rate predictions, Vanguard fee hike, regifting tips & more (money news) #podcast ep445 Description: Andy and Amelia talk about the big news stories from the past week and how they affect you and your money. Plus our deals of the week. W A T C H N E X T Joint accounts: do you really need one? https://youtu.be/qRQUCm5Ifrs #yourmoney #moneynews #moneysaving TIME STAMPS 00:00 Welcome to Cash Chats! 00:26 Oversharing on LinkedIn 03:41 Will the base rate fall in 2025 08:23 Water companies get the OK to hike prices 10:34 Vanguard investing platform to introduce fees 12:39 More than half of bank transfer scams originate on Meta 14:49 Should you regift an unwanted present? 19:36 ‘Inequality street’: fewer favourites in Christmas chocolate selections 23:15 Deals of the week MORE S U B S C R I B E https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1 N E W S L E T T E R - https://becleverwithyourcash.com/newsletter/ (You'll also get a free Quidco bonus for signing up) T W I T T E R - https://twitter.com/BeCleverCash I N S T A G R A M - https://instagram.com/BeCleverWithYourCash F A C E B O O K C O M M U N I T Y - https://www.facebook.com/groups/2661970707423383/ W E B S I T E - https://becleverwithyourcash.com A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming. </video>

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Hi, we’re Andy Webb and Amelia Murray from the award winning personal finance site becleverwithyourcash.com. Every week our videos will help you make the most of your money, with a focus on savings, bankings and credit cards. Plus every Thursday we’ll take you through the latest money news

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