Channel Title: Invested Lifestyle Channel Description: Welcome to Invested Lifestyle, where we empower Filipino Americans, Overseas Filipino Workers (OFWs), Filipinos and a global audience through critical analysis of financial products, marketing strategies, and multi-level marketing (MLM) schemes. Our mission is to protect individuals from scams, promote financial literacy, and offer practical education on investing, personal finance, and public administration topics. Inspired by Aristotle's concept of a good life, we believe in achieving a state of flourishing and well-being through reason and virtue. At Invested Lifestyle, we aim to help you live a life of purpose and excellence, where happiness is a byproduct of virtuous living. While it's easy to become rich through shady practices, we believe it's far more fulfilling to make money by being a good person. Join us on this journey to make informed financial decisions and improve your economic well-being. Reach out to us in IG, FB or at simplydrivenlife@gmail.com <video> Saving Vs Investing | Crash Course to Financial Literacy Description: In this episode, we kick off our series "Crash Course to Financial Literacy" with the basics that can transform your financial future. I'm Elaine, a Project Manager by day and a social media activist by night, and today we’ll dive into the fundamentals of financial literacy to help you make informed decisions and avoid scams. Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Why Learn Financial Literacy? Understanding personal finance is crucial to avoid being misled by fake gurus and MLM mentors. If you don't learn about money, others will take advantage, charging high fees or selling unnecessary financial products. Knowledge is power, and you are your best advocate! Risk Tolerance Before investing, know your risk tolerance. Check out this Investor Profile Questionnaire from Schwab: https://www.schwab.com/resource/investment-questionnaire. Remember, you don’t need a middleman—learn to invest by yourself! Spending and Saving Personal finance is about balancing spending today and saving for tomorrow. Track your income and expenses, and make sure your spending doesn’t exceed your earnings. Save what you can and invest wisely. Investing Basics Investing means putting your money into financial instruments to grow over time. Whether it’s stocks, bonds, or mutual funds, starting early and choosing the right investments for you is key. Saving vs. Investing Saving is setting aside money for future needs, while investing is about growing your money. Both are essential for a secure financial plan. Start a Budget A budget is your financial blueprint. List your income and expenses to ensure you spend within your means and save for your goals. It's simple: earn, spend wisely, and save. Importance of Emergency Fund Build an emergency fund first before investing. This safety net protects you from unexpected expenses without penalties. Understanding Utang (Debt) Credit is borrowing money to be paid back with interest. Use it wisely to build a great credit history and manage debt responsibly. Insurance Basics Insurance provides financial protection against unexpected events. Health, life, auto, and home insurance are essential. Remember, insurance is for protection, not investment. Beware of Fake Financial Gurus Financial literacy helps you spot scams. Don’t trust others blindly—learn to ask the right questions and make informed decisions. Why We Need to Offend People Don’t shy away from asking tough questions, even if it offends. Your hard-earned money deserves protection, and financial literacy empowers you to make informed decisions. Remember, financial literacy is a journey. Keep learning, stay informed, and take control of your financial future. Please help me report scams at www.econsumer.gov We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #FinancialLiteracy #PersonalFinance #InvestingBasics #BudgetingTips #EmergencyFund #AvoidScams #MoneyManagement #FinancialFreedom #FinancialEducation #InvestedLifestyle #SavingVsInvesting #RiskTolerance #DebtManagement #InsuranceBasics #FinancialIndependence #SmartInvesting #WealthBuilding #FinancialAwareness #MoneyTips #Finance101 </video> <video> MLM Recruiter Drama: Rags to Riches Story Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> Lost Luggage Nightmare! How We Survived Day 1 of Our Cruise Description: Hello, Invested Lifestyle family! 🙌 Ito na ang pinakanakakabaliw na biyahe namin so far! From losing my husband's luggage at the Athens airport to dealing with flight delays and almost missing the cruise—sobrang daming nangyari! 😅 But we made it, and I'm excited to take you along with us as we explore our cruise adventure! 💼 Ano ang Matutunan Niyo sa Video na ‘To: Lost Luggage before the Cruise: I’ll share how we navigated the chaos of missing luggage lalong lalo na at may hinahabol ka na cruise, plus some tips on what to do if this ever happens to you during a trip. Budget Onboard Experience: Join us as we explore the Norwegian Getaway, check out our cabin, we booked ang pinakamurang cabin sa cruise and how we enjoy our first day onboard! 👥 Community Shoutout: Thank you to all the Invested Lifestyle members and supporters! Your support means the world to me, and I’m committed to giving back to our community. Stay tuned for updates on my plans to start a nonprofit soon! 🔔 Join this channel to get access to perks: 👉 https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Members of the Week: Thank you @samuelleannemiranda6202 @HypeBizPH @user-we2ry8fe7g @jsdramirez @vee_1388 @oliverlaluz4109 @djpark4538 @definitionxmk for your amazing support! ❤️ 🌟 What’s Next: Abangan ang next videos ko about our cruise adventure, kasama pa ang travel hacks, financial tips, at behind-the-scenes stories! Plus, more anti-MLM content is coming your way! 🔥 Kung nagustuhan niyo itong video, hit like, mag-comment ng questions below, at huwag kalimutang mag-subscribe at i-turn on ang notifications para di niyo ma-miss ang updates! Please help me report scams at www.econsumer.gov Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #InvestedLifestyle #BudgetTravel #CruiseVlog #TravelHacks #FlightDelays #LostLuggage #NorwegianGetaway #AntiMLM #FinancialFreedom #aircanada </video> <video> These MLM Simps need to pick a side, sinisiraan ko ba ang MLM niyo or pinapasikat? #antimlm Description: </video> <video> Investing in Health | Lessons from a Filipino Scientist | Wait Lang Podcast S1 Ep3 Description: In this episode of the Wait Lang Podcast, we dive into the world of vaccines with Filipino scientist Dr. Joseph, and how his research can help the Philippines. Discover his journey, the challenges he faced, and the groundbreaking work he's doing today. Plus, stick around for our "Scams of the Week" segment to stay informed and protect your hard-earned money. Don't forget to like, subscribe, and hit the bell icon for more inspiring stories and essential financial lessons! Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join You can also listen in: Spotify: https://open.spotify.com/show/0Qf5qpH8fyRsx9m594TFUZ Amazon Music: https://music.amazon.com/podcasts/63806fa4-fcb6-44d9-a71f-54f0b78898f1/wait-lang Join us as we share our stories, insights, and financial tips, including handling wedding expenses, investment strategies, and even our biggest financial mistakes and best decisions. Plus, get our take on recent news in the Philippines and the U.S., and hear our future goals and advice for listeners starting their journey towards financial independence. Don't forget to like, subscribe, and share this video. Leave a comment and consider becoming a member to support our mission and ongoing legal battles. Together, we can make a difference! We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 INVESTMENT REDDIT: RESOURCES: https://www.reddit.com/r/phinvest/ FINANCE CONTENT: GOLDEN RULE OF FINANCE https://www.youtube.com/watch?v=7hQxDVEb4zc&t=1s THE HARD TRUTH ABOUT VUL https://www.youtube.com/watch?v=qho7H8H0Xk0&t=1s BASICS TO INVESTING FOR FILIPINOS https://www.youtube.com/watch?v=kGoPBVV-m80&t=3s 10 SOURCES OF INCOME https://www.youtube.com/watch?v=SuiSj-pBC4g&t=427s DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #WaitLangPodcast #FilipinoScientist #InvestingInHealth #FinanceTips #ScamAlert </video> <video> Exploring More, SpendingLess #budgettravel #experiences #traveltransitions #travelshorts Description: </video> <video> Debunking Eaconomy's Delusional Claims Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> Exposing Eaconomy's Misleading Income Claims Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> Eaconomy CEO | From Selling Water to Trading Expert? Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> How to Avoid being a Scam Victim | Crash Course to Financial Literacy Description: In this episode, we kick off our series "Crash Course to Financial Literacy" with the basics that can transform your financial future. I'm Elaine, a Project Manager by day and a social media activist by night, and today we’ll dive into the fundamentals of financial literacy to help you make informed decisions and avoid scams. Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Why Learn Financial Literacy? Understanding personal finance is crucial to avoid being misled by fake gurus and MLM mentors. If you don't learn about money, others will take advantage, charging high fees or selling unnecessary financial products. Knowledge is power, and you are your best advocate! Risk Tolerance Before investing, know your risk tolerance. Check out this Investor Profile Questionnaire from Schwab: https://www.schwab.com/resource/investment-questionnaire. Remember, you don’t need a middleman—learn to invest by yourself! Spending and Saving Personal finance is about balancing spending today and saving for tomorrow. Track your income and expenses, and make sure your spending doesn’t exceed your earnings. Save what you can and invest wisely. Investing Basics Investing means putting your money into financial instruments to grow over time. Whether it’s stocks, bonds, or mutual funds, starting early and choosing the right investments for you is key. Saving vs. Investing Saving is setting aside money for future needs, while investing is about growing your money. Both are essential for a secure financial plan. Start a Budget A budget is your financial blueprint. List your income and expenses to ensure you spend within your means and save for your goals. It's simple: earn, spend wisely, and save. Importance of Emergency Fund Build an emergency fund first before investing. This safety net protects you from unexpected expenses without penalties. Understanding Utang (Debt) Credit is borrowing money to be paid back with interest. Use it wisely to build a great credit history and manage debt responsibly. Insurance Basics Insurance provides financial protection against unexpected events. Health, life, auto, and home insurance are essential. Remember, insurance is for protection, not investment. Beware of Fake Financial Gurus Financial literacy helps you spot scams. Don’t trust others blindly—learn to ask the right questions and make informed decisions. Why We Need to Offend People Don’t shy away from asking tough questions, even if it offends. Your hard-earned money deserves protection, and financial literacy empowers you to make informed decisions. Remember, financial literacy is a journey. Keep learning, stay informed, and take control of your financial future. Please help me report scams at www.econsumer.gov We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #FinancialLiteracy #PersonalFinance #InvestingBasics #BudgetingTips #EmergencyFund #AvoidScams #MoneyManagement #FinancialFreedom #FinancialEducation #InvestedLifestyle #SavingVsInvesting #RiskTolerance #DebtManagement #InsuranceBasics #FinancialIndependence #SmartInvesting #WealthBuilding #FinancialAwareness #MoneyTips #Finance101 </video> <video> Exposing Eaconomy's Unlimited Misleading Claims Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> Insurance in not an Investment | Crash Course to Financial Literacy Description: In this episode, we kick off our series "Crash Course to Financial Literacy" with the basics that can transform your financial future. I'm Elaine, a Project Manager by day and a social media activist by night, and today we’ll dive into the fundamentals of financial literacy to help you make informed decisions and avoid scams. Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Why Learn Financial Literacy? Understanding personal finance is crucial to avoid being misled by fake gurus and MLM mentors. If you don't learn about money, others will take advantage, charging high fees or selling unnecessary financial products. Knowledge is power, and you are your best advocate! Risk Tolerance Before investing, know your risk tolerance. Check out this Investor Profile Questionnaire from Schwab: https://www.schwab.com/resource/investment-questionnaire. Remember, you don’t need a middleman—learn to invest by yourself! Spending and Saving Personal finance is about balancing spending today and saving for tomorrow. Track your income and expenses, and make sure your spending doesn’t exceed your earnings. Save what you can and invest wisely. Investing Basics Investing means putting your money into financial instruments to grow over time. Whether it’s stocks, bonds, or mutual funds, starting early and choosing the right investments for you is key. Saving vs. Investing Saving is setting aside money for future needs, while investing is about growing your money. Both are essential for a secure financial plan. Start a Budget A budget is your financial blueprint. List your income and expenses to ensure you spend within your means and save for your goals. It's simple: earn, spend wisely, and save. Importance of Emergency Fund Build an emergency fund first before investing. This safety net protects you from unexpected expenses without penalties. Understanding Utang (Debt) Credit is borrowing money to be paid back with interest. Use it wisely to build a great credit history and manage debt responsibly. Insurance Basics Insurance provides financial protection against unexpected events. Health, life, auto, and home insurance are essential. Remember, insurance is for protection, not investment. Beware of Fake Financial Gurus Financial literacy helps you spot scams. Don’t trust others blindly—learn to ask the right questions and make informed decisions. Why We Need to Offend People Don’t shy away from asking tough questions, even if it offends. Your hard-earned money deserves protection, and financial literacy empowers you to make informed decisions. Remember, financial literacy is a journey. Keep learning, stay informed, and take control of your financial future. Please help me report scams at www.econsumer.gov We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #FinancialLiteracy #PersonalFinance #InvestingBasics #BudgetingTips #EmergencyFund #AvoidScams #MoneyManagement #FinancialFreedom #FinancialEducation #InvestedLifestyle #SavingVsInvesting #RiskTolerance #DebtManagement #InsuranceBasics #FinancialIndependence #SmartInvesting #WealthBuilding #FinancialAwareness #MoneyTips #Finance101 </video> <video> Lawsuit Update, Burnout & My Next Big Move Description: Hello, Invested Lifestyle family! 🙌 Alam ko medyo matagal na since my last upload, and marami na rin sa inyo ang nag-message, so here’s a life update. From dealing with a lawsuit, financial planning, burnout, and family obligations, sobrang daming ganap! 😅 I also have exciting plans for the future, including new content, travel, at higit pa tungkol sa pag-aaral ng law. 💼 Ano ang Matutunan Niyo sa Video na ‘To: Lawsuit & Financial Planning: Ongoing pa rin ang lawsuit ko, at malaki ang nagastos ko na, pero natutunan kong mag-manage ng finances habang tinutuloy ang long-term goals. Pag-uusapan ko kung paano ako nakatipid at ang tulong na nakuha ko from the community. Investing in Education: Update sa paralegal certification ko at LSAT prep. Dahil dito, mas handa na ako legally and career-wise, especially sa anti-MLM content na ginagawa ko. Summer Break & Family Time: Bakit ako nag-break para mag-focus sa family, at paano ako na-accept sa isang Board Leadership Training program. Burnout & Self-Care: The truth about juggling work, side hustles, at personal life—plus, paano ako nag-manage ng burnout at bakit sobrang importante rin ang self-care katulad ng pag-manage ng pera. 40th Birthday Cruise: Exciting updates about my upcoming cruise at tips kung paano mag-travel on a budget (tip: timing and discounts ang sikreto!). 👥 Community Shoutout: Super thank you sa lahat ng members and supporters ng Invested Lifestyle! Sobrang laking tulong ng support niyo, at committed ako na magbigay pabalik sa community. Abangan ang mga updates sa plano kong mag-start ng nonprofit soon! Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Members of the Week: Thank you @samuelleannemiranda6202 @HypeBizPH @user-we2ry8fe7g @jsdramirez @vee_1388 @oliverlaluz4109 @djpark4538 @definitionxmk for your support! 🌟 What’s Next: Abangan ang mix ng personal vlogs and financial content sa mga susunod na linggo. Marami pa rin akong anti-MLM content na iuupload, kaya don’t worry! Pero makikita niyo rin ang mga fun travel tips at behind-the-scenes na videos kasama ang family ko. 🔥 Kung nagustuhan niyo itong video, hit like, mag-comment ng questions below, at huwag kalimutang mag-subscribe at i-turn on ang notifications para di niyo ma-miss ang updates! Please help me report scams at www.econsumer.gov Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #InvestedLifestyle #LifeUpdate #Burnout #Lawsuit #PersonalFinance #AntiMLM #FinancialPlanning #FamilyTime #SelfCare #BudgetTravel #LegalStudies #CommunitySupport </video> <video> Eaconomy's Trader is Better than Warren Buffet? NOT! Description: Today, we dive into the MLM world in the Philippines with a critical reaction to the EAconomy presentation. Recently relaunched with Manny Pacquiao as their brand ambassador, EAconomy is making waves. But when you think about AI, Forex, and Trading, does Pacquiao come to mind? MLMs never start from scratch; they often come with a group of serial MLMers. In previous videos, I've shown how these top earners jump ship from one MLM to another. Let's take a closer look at some familiar faces in EAconomy: Marvin Favis, a serial MLMer from 500 Big Corp, Sante Barley, I AM Worldwide, and now claiming expertise in trading with EAconomy. Edcel Flores, another top earner, has also jumped through Royale and Nworld before landing in EAconomy. Please help me report scams at www.econsumer.gov Join this channel to get access to perks: https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join In this video, we'll react to the CEO's webinar. Since it's nearly an hour long, I'll highlight key points and link the full video below. Using guidelines from the FTC, CFTC, and tips on spotting forex scams, we'll identify the red flags and what MLM promoters don't tell you. Key Segments: Watch out for more red flags throughout the presentation, such as unverified financial expertise, exaggerated earnings claims, and deceptive product claims. We'll dissect each segment to expose the tactics used. Links and References: CFTC Commodity Fraud Settlement: https://www.cftc.gov/PressRoom/PressReleases/8071-19 FTC MLM Guidelines: FTC Business Guidance https://www.ftc.gov/business-guidance/resources/business-guidance-concerning-multi-level-marketing If you want to identify red flags and understand what MLM webinars don’t tell you, don’t forget to like and subscribe. Let's get started! Full Webinar: https://youtu.be/moyJXja8l10?si=2pv_rPVk9TwOLdaB Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. </video> <video> What to Do If Your Luggage Gets Lost Description: Hello, Invested Lifestyle family! 🙌 Ito na ang pinakanakakabaliw na biyahe namin so far! From losing my husband's luggage at the Athens airport to dealing with flight delays and almost missing the cruise—sobrang daming nangyari! 😅 But we made it, and I'm excited to take you along with us as we explore our cruise adventure! 💼 Ano ang Matutunan Niyo sa Video na ‘To: Lost Luggage before the Cruise: I’ll share how we navigated the chaos of missing luggage lalong lalo na at may hinahabol ka na cruise, plus some tips on what to do if this ever happens to you during a trip. Budget Onboard Experience: Join us as we explore the Norwegian Getaway, check out our cabin, we booked ang pinakamurang cabin sa cruise and how we enjoy our first day onboard! 👥 Community Shoutout: Thank you to all the Invested Lifestyle members and supporters! Your support means the world to me, and I’m committed to giving back to our community. Stay tuned for updates on my plans to start a nonprofit soon! 🔔 Join this channel to get access to perks: 👉 https://www.youtube.com/channel/UC6wa9kd04Dbf2YjihFktrpA/join Members of the Week: Thank you @samuelleannemiranda6202 @HypeBizPH @user-we2ry8fe7g @jsdramirez @vee_1388 @oliverlaluz4109 @djpark4538 @definitionxmk for your amazing support! ❤️ 🌟 What’s Next: Abangan ang next videos ko about our cruise adventure, kasama pa ang travel hacks, financial tips, at behind-the-scenes stories! Plus, more anti-MLM content is coming your way! 🔥 Kung nagustuhan niyo itong video, hit like, mag-comment ng questions below, at huwag kalimutang mag-subscribe at i-turn on ang notifications para di niyo ma-miss ang updates! Please help me report scams at www.econsumer.gov Resources: We love getting mail, and would love to hear from you: Email us at simplydrivenlife@gmail.com As always THANK YOU for Watching. Facebook:https://www.facebook.com/investedlifestyle Instagram:https://www.instagram.com/investedlifestyle Twitter: https://twitter.com/goddesslainey TIKTOK: investedlifestyle FACEBOOK GROUPS: Let's Negosyo Pare made by my friend please visit https://www.facebook.com/groups/785868202100677 Ahon Pinoy https://www.facebook.com/groups/1384539248631742 If you want to know about Ponzi Schemes: Scam Alert Philippines https://youtube.com/playlist?list=PLSy3b9zQyl0NaXRVPxTcV9FkuNELgfaCb&si=m3vV1urq_S1KidKe DISCLAIMER: This channel is an exercise in free speech with an intention of public education. The conclusions and declarations are the opinion of the author. Nothing in the channel constitutes a claim that any referenced company is a criminal or illegal enterprise within the framework of current law and law enforcement. Scams, bad business opportunities, bad investment, and shady are subjective terms that mean different things to different people. This video does not constitute and is not intended as advice or recommendation regarding investment decisions or strategies. It is not intended to cause any actions by individual consumers other than to consider the information provided. The information contained in this video has been obtained from sources that are publicly available and which the creator believes to be reliable. Some data cited in the report are estimates based on relevant available information. #InvestedLifestyle #BudgetTravel #CruiseVlog #TravelHacks #FlightDelays #LostLuggage #NorwegianGetaway #AntiMLM #FinancialFreedom #aircanada </video>

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Description

Welcome to Invested Lifestyle, where we empower Filipino Americans, Overseas Filipino Workers (OFWs), Filipinos and a global audience through critical analysis of financial products, marketing strategies, and multi-level marketing (MLM) schemes. Our mission is to protect individuals from scams, promote financial literacy, and offer practical education on investing, personal finance, and public administration topics.

Inspired by Aristotle's concept of a good life, we believe in achieving a state of flourishing and well-being through reason and virtue. At Invested Lifestyle, we aim to help you live a life of purpose and excellence, where happiness is a byproduct of virtuous living. While it's easy to become rich through shady practices, we believe it's far more fulfilling to make money by being a good person. Join us on this journey to make informed financial decisions and improve your economic well-being.

Reach out to us in IG, FB or at simplydrivenlife@gmail.com

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