Emir | The Millennial Finance

https://youtube.com/channel/UC-Ch1SBrqTCUoOeYV3HmC9A

Subscribers	38,300
Views	2,261,303
Videos	253
Country	MY
Created	Jan 2020 (5 years old)
Topics	Knowledge Society Lifestyle_(sociology)
Actions	Copy all info to clipboard You can use it to paste it into ChatGPT and analyze the channel

Channel Title: Emir | The Millennial Finance
Channel Description: Thanks for checking out The Millennial Finance!

We help people understand their personal finances in a simple and fun way so that they can put their money to good use and live a more meaningful life.

We post a video every Sunday at 1pm GMT+8 and we cover 3 main areas of personal finance:

1. Earning more money
2. Saving more money
3. Investing for a good return

Most of our videos focus on the money problems faced by young people:

- getting your first job
- increasing your income
- creating good money habits
- investing wisely to start building wealth, and many more...

But that doesn't mean our videos are not helpful to older people, it's never to late to start changing your financial situation.

Subscribe to our channel so that you can start controlling your money instead of letting your money control you. 
See you in in our videos :)

Read our blog:

https://themillennialfinance.com
<video>
Why I Decided To Buy A House
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

I was a big advocate of renting vs buying my own place but... I decided to buy a house.

Its nothing crazy but in this video I share my thought process and why I made this choice.

⌚ Timestamps:
00:00 Intro
00:26 Details of house
2:34 Why I previously didn't wanna buy a home
5:05 The right opportunity for me
6:30 Affordability
8:54 Flexibility

🍿 WATCH NEXT:
Should You Invest At All-Time Highs? (+ My Strategy): https://www.youtube.com/watch?v=Nrt04zkYBP4
Why I Mainly Invest In Stocks: https://www.youtube.com/watch?v=CcY7gERPZjk
Should Malaysians Rent Or Buy Their Homes?: https://www.youtube.com/watch?v=y9P8ckPQScg

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
Financial Goals I’m Aiming For (And Already Achieved!!)
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)
Search "Enhanced Deposits" and use the code TMF1 to get an extra RM40

Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

We all wanna be financially independent but we need a few milestones along the way to know we're on track and celebrate the small wins.

I've achieved some of the ones I've set out but there's still a long way to go. In today's video I go through all the financial milestones I've achieved and the ones I'm still aiming for.

⌚ Timestamps:
00:00 Intro
00:35 Earn more than you spend consistently
1:17 No high interest debt
2:13 Build emergency fund
3:32 Investing for retirement
6:04 Six figure net worth
8:05 Investment growth exceeding working income
9:19 Financial independence
10:37 Generational wealth

🍿 WATCH NEXT:
My Strategy For An Easy Retirement: https://www.youtube.com/watch?v=a65X_4W5DYw
The Beginners Guide To Investing In 2024: https://www.youtube.com/watch?v=w3oXvWH7XRk
How I Saved RM100k By 27: https://www.youtube.com/watch?v=Y2P4SQyXQQw

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
Budget 2025 Highlights: My Thoughts
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

The Malaysian government recently announced Budget 2025. In today video I go through the important policies that will impact most Malaysians and share my thoughts on it.

⌚ Timestamps:
00:00 Intro
00:13 Budget details and economy
1:40 Taxes
5:09 Subsidies and welfare

🍿 WATCH NEXT:
Why The Malaysian Ringgit Is So Strong In 2024: https://www.youtube.com/watch?v=gf_Dxu45bg4
Why I Mainly Invest In Stocks: https://www.youtube.com/watch?v=CcY7gERPZjk
How To Invest In Malaysia (Benefit From The Stronger Economy): https://www.youtube.com/watch?v=ZN4sqPGqamU

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
Why I Mainly Invest In Stocks
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

There are plenty of investment options out there and I've tried many of them but I still always come back to stocks.

In this video I go through the reasons that make stocks my favourite investment by comparing it to other asset classes in certain criterias that I look for in an investment.

⌚ Timestamps:
00:00 Intro
00:57 Returns
3:20 Liquidity
6:04 Barriers to entry
7:36 Easy/simple to understand
9:46 Diversifiable

🍿 WATCH NEXT:
How To Invest In ETFs (And Pick The Right Ones): https://www.youtube.com/watch?v=Ko60XXl0nC0
The Beginners Guide To Investing In 2024: https://www.youtube.com/watch?v=w3oXvWH7XRk
I Quit My Job 1 Year Ago. Was It Worth It?: https://www.youtube.com/watch?v=oz6RTURTRns

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
My 2024 Financial Review & 2025 Goals
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

2024 was my first full year without a full-time job or a consistent income. Decided to share my financial review for the year on the aspects of earning, saving, and investing as well as my goals for 2025

⌚ Timestamps:
00:00 Intro
00:55 Income
4:46 Savings
7:12 Spending/debt management
9:27 Investments

🍿 WATCH NEXT:
5 Things I Learned About Money In 2024: https://www.youtube.com/watch?v=I36GU_6sqsE
My New Long-Term Stock Portfolio: https://www.youtube.com/watch?v=y90wRNNq_bU
Financial Goals I’m Aiming For (And Already Achieved!!): https://www.youtube.com/watch?v=agh3suhCuBI&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
5 Things I Learned About Money In 2024
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

2024 was a really good year for me financially and I learned a lot about money and personal finance. In this video I share the top 5 money lessons I had from this year

⌚ Timestamps:
00:00 Intro
00:17 Income is king
4:11 Having savings give you flexibility
7:20 Don't ignore market trends
9:46 Buying a house can make sense
12:17 Consider getting help to manage your money

🍿 WATCH NEXT:
Financial Goals I’m Aiming For (And Already Achieved!!): https://www.youtube.com/watch?v=agh3suhCuBI&ab_channel=Emir%7CTheMillennialFinance
Unit Trusts Or Roboadvisors - Which Should You Invest In?: https://www.youtube.com/watch?v=YAVRs8FE3bk
My New Long-Term Stock Portfolio: https://www.youtube.com/watch?v=y90wRNNq_bU

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
Should You Invest At All-Time Highs? (+ My Strategy)
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

For new users, search "enhanced deposits" in the app and use the code TMF1 to get an extra RM40 in cash vouchers

Markets have been on a tear this year with stocks up over 20% and crypto up by even more. With everything looking so good, should we still continue investing our money or should we wait for a crash?

I've been tempted to hold off but after looking at the data... I've changed my mind. I go through it in this video

Let me know what you guys think

⌚ Timestamps:
00:00 Intro
00:24 My current strategy
1:38 Why all time highs are actually bullish
5:38 Historical performance of the S&P500
6:05 Should we wait for bear markets to invest?
8:35 Should we avoid investing at all-time highs?
9:48 The best strategy for me (and most people)

🍿 WATCH NEXT:
My New Long-Term Stock Portfolio: https://www.youtube.com/watch?v=y90wRNNq_bU&ab_channel=Emir%7CTheMillennialFinance
The Beginners Guide To Investing In 2024: https://www.youtube.com/watch?v=w3oXvWH7XRk&ab_channel=Emir%7CTheMillennialFinance
4 Lessons From The Last Crypto Bull Market: https://www.youtube.com/watch?v=uNFUrJYW5SI&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Rakuten Malaysia (https://themillennialfinance.com/rakuten)
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
I Quit My Job 1 Year Ago. Was It Worth It?
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

Just over 12 months ago I decided to quit my corporate job and go on a self-employment journey.

There's been lots of ups and downs so far but I don't regret making the leap. In this video I share my journey so far and things you will want to consider before making this move.

⌚ Timestamps:
00:00 Intro
00:19 Background
00:38 What I'm doing now
1:38 Time
4:45 Income
9:09 Social considerations

🍿 WATCH NEXT:
How To Prepare Financially Before Quitting Your Job: https://www.youtube.com/watch?v=Sd-DiMkUnsg
How To Invest In Malaysia (Benefit From The Stronger Economy): https://www.youtube.com/watch?v=ZN4sqPGqamU
My Strategy For An Easy Retirement: https://www.youtube.com/watch?v=a65X_4W5DYw&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
5 Ways To Make Extra Money Online In Malaysia
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

Income is the foundation of our personal finances and one of the easiest way to grow is by looking at side income opportunities.

These days there are soooo many things we can do online so I go through 5 ideas that either myself or some close friends and family have tried.

⌚ Timestamps:
00:00 Intro
00:36 Content creation / affiliate marketing
3:30 Teaching / selling a service
5:59 Digital marketing
7:50 E-commerce (dropshipping)
9:18 Trading

🍿 WATCH NEXT:
Versa Invest 2024 Review: https://www.youtube.com/watch?v=mpYtPwuHKkc&ab_channel=Emir%7CTheMillennialFinance
Why The Malaysian Ringgit Is So Strong In 2024: https://www.youtube.com/watch?v=gf_Dxu45bg4&ab_channel=Emir%7CTheMillennialFinance
My Strategy For An Easy Retirement: https://www.youtube.com/watch?v=a65X_4W5DYw&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)
Involve Asia (https://themillennialfinance.com/ia)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
6 Money Habits For 2025 To Get Rich
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

New year, new me. There are a few small things I've been doing ever since I started taking my money seriously and they've helped me a lot.

In these video I'm sharing these habits I developed over time that will help you start your journey to financial freedom.

⌚ Timestamps:
00:00 Intro
00:28 Track expenses
2:18 Pay yourself first
4:37 30-day rule
6:50 Automate investments
9:25 Get cashback from credit cards
11:19 Pay everything in full

🍿 WATCH NEXT:
Financial Goals I’m Aiming For (And Already Achieved!!): https://www.youtube.com/watch?v=agh3suhCuBI&ab_channel=Emir%7CTheMillennialFinance
4 Best Credit Cards For Malaysians In 2024: https://www.youtube.com/watch?v=0XV0cq71WF4&ab_channel=Emir%7CTheMillennialFinance
My 2024 Financial Review & 2025 Goals: https://www.youtube.com/watch?v=Hkq07q1rOYg&ab_channel=Emir%7CTheMillennialFinance

ROBOADVISORS
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Versa 👉 Use my code 99KFHLDR to get RM10
Wahed 👉  Use my code "emibin1" and get RM10

CREDIT CARDS
Maybank 2 Gold Cards: https://invol.co/clknfg9
RHB Shell Visa Credit Card: https://invol.co/clknfgc

🔗 OTHER LINKS:
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
4 Lessons From The Last Crypto Bull Market
Description: Sign up with Luno using my code Y5SZ8B and get RM50 worth of Bitcoin once you buy RM250 worth of crypto
Sign up for interactive brokers (https://themillennialfinance.com/ibkr)

Bitcoin nearly hit $100k and it seems like a new crypto bull market is coming. The profit potential is really high but its important to avoid some critical mistakes.

Sharing my experience and painful lessons learned from the crypto bull cycle in 2020/21.

⌚ Timestamps:
00:00 Intro
1:50 Get involved
5:07 Don't get married to a specific coin
8:08 Fundamentals don't (really) matter
10:45 Take your profits

🍿 WATCH NEXT:
My New Long-Term Stock Portfolio: https://www.youtube.com/watch?v=y90wRNNq_bU&ab_channel=Emir%7CTheMillennialFinance
Financial Goals I’m Aiming For (And Already Achieved!!): https://www.youtube.com/watch?v=agh3suhCuBI&ab_channel=Emir%7CTheMillennialFinance
Where I Invest My Money As A Malaysian: https://www.youtube.com/watch?v=KUbGbD7VP0k&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
Sign up for moomoo MY (https://themillennialfinance.com/moomoo)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
My New Long-Term Stock Portfolio
Description: Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)

Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

I recently made some changes to my long-term investment portfolio that's made up entirely of ETFs

For these, my plan is to just continue buying via DCA without worrying too much about where price is bcs its meant to be something I hold for a long time.

⌚ Timestamps:
00:00 Intro
1:06 Cash
1:59 $VOO/$CSPX
3:43 $VFMO
5:27 $VXUS
7:04 $VWO
8:46 $IBIT & $GLD

🍿 WATCH NEXT:
Financial Goals I’m Aiming For (And Already Achieved!!): https://www.youtube.com/watch?v=agh3suhCuBI&ab_channel=Emir%7CTheMillennialFinance
How To Invest In ETFs (And Pick The Right Ones): https://www.youtube.com/watch?v=Ko60XXl0nC0
The Beginners Guide To Investing In 2024: https://www.youtube.com/watch?v=w3oXvWH7XRk

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
Unit Trusts Or Roboadvisors - Which Should You Invest In?
Description: Invest with Stashaway https://themillennialfinance.com/stash

Roboadvisors and unit trusts are two of the most popular ways for Malaysians to invest. But what's the real difference and which should you go for?

In this video I cover all of it so you know which works for your goals better.

⌚ Timestamps:
00:00 Intro
00:26 How they work
1:39 Assets they invest in
3:22 Portfolio management style
4:34 Performance & returns
8:28 Costs & fees
11:14 Accessibility and ease of use
13:01 Which should you choose?

🍿 WATCH NEXT:
How we're using StashAway's Flexible Portfolio: https://www.youtube.com/watch?v=I7ieYaBVTOA
The Beginners Guide To Investing In 2024: https://www.youtube.com/watch?v=w3oXvWH7XRk
Stashaway USD Cash Yield Review: https://www.youtube.com/watch?v=h28wLQcj6q0

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
How To Invest In Malaysia (Benefit From The Stronger Economy)
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

There's a lot of hype around Malaysia's economy with many foreign funds like JP Morgan and Nomura upgrading our stock markets.

In this video I cover how we can benefit from Malaysia's growth by investing into stocks listed on Bursa Malaysia.

⌚ Timestamps:
00:00 Intro
1:00 Data center theme
6:26 Construction/property
7:45 Banking/finance
10:24 How to buy stocks on moomoo

🍿 WATCH NEXT:
This Malaysian ETF Is OUTPERFORMING The S&P500: https://www.youtube.com/watch?v=g8u88-0rSiA&ab_channel=Emir%7CTheMillennialFinance
Why The Malaysian Ringgit Is So Strong In 2024: https://www.youtube.com/watch?v=gf_Dxu45bg4&ab_channel=Emir%7CTheMillennialFinance
5 Ways To Make Extra Money Online In Malaysia: https://www.youtube.com/watch?v=rXMpzrL-DW4&ab_channel=Emir%7CTheMillennialFinance

🔗 OTHER LINKS:
StashAway (Save & Invest) 👉 http://themillennialfinance.com/stash
Invest in global stocks with IBKR (http://themillennialfinance.com/ibkr)
Rakuten Malaysia (https://themillennialfinance.com/rakuten)

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>
<video>
How I Plan To Invest In 2025
Description: Invest in Malaysian and US stocks with moomoo Malaysia (https://themillennialfinance.com/moomoo)

Investing in 2025 is gonna be a bit tricky for me. On one hand, I'm looking to invest more money as I have quite a bit of cash saved up but on the other, prices are really high.

In this video, I go through my investing objectives, current portfolio split, and how I plan to invest this year.

⌚ Timestamps:
00:00 Intro
00:24 Investment goals
1:36 Current portfolio split
3:49 2024 reflections
5:59 My plan for 2025

🍿 WATCH NEXT:
6 Money Habits For 2025 To Get Rich: https://www.youtube.com/watch?v=TLr1h8gP0yk&ab_channel=Emir%7CTheMillennialFinance
Should You Invest At All-Time Highs? (+ My Strategy): https://www.youtube.com/watch?v=Nrt04zkYBP4&ab_channel=Emir%7CTheMillennialFinance
My New Long-Term Stock Portfolio: https://www.youtube.com/watch?v=y90wRNNq_bU&ab_channel=Emir%7CTheMillennialFinance

Disclaimers: https://themillennialfinance.com/disclaimers

#TheMillennialFinance
</video>

Contacts and Links

Description

Thanks for checking out The Millennial Finance!

We help people understand their personal finances in a simple and fun way so that they can put their money to good use and live a more meaningful life.

We post a video every Sunday at 1pm GMT+8 and we cover 3 main areas of personal finance:

1. Earning more money
2. Saving more money
3. Investing for a good return

Most of our videos focus on the money problems faced by young people:

- getting your first job
- increasing your income
- creating good money habits
- investing wisely to start building wealth, and many more...

But that doesn't mean our videos are not helpful to older people, it's never to late to start changing your financial situation.

Subscribe to our channel so that you can start controlling your money instead of letting your money control you.
See you in in our videos :)

Read our blog:

https://themillennialfinance.com

Videos from channel

Published	Title	Description	Views
Jan 20, 2025	How I Plan To Invest In 2025	Invest in Malaysian and US stocks with moomoo Malaysia (http...	1,601
Jan 13, 2025	6 Money Habits For 2025 To Get Rich	Invest in Malaysian and US stocks with moomoo Malaysia (http...	1,778
Jan 06, 2025	My 2024 Financial Review & 2025 Goals	Invest in Malaysian and US stocks with moomoo Malaysia (http...	3,338
Dec 30, 2024	5 Things I Learned About Money In 2024	Invest in Malaysian and US stocks with moomoo Malaysia (http...	2,740
Dec 23, 2024	Unit Trusts Or Roboadvisors - Which Should You Invest In?	Invest with Stashaway https://themillennialfinance.com/stash...	1,541
Dec 16, 2024	Why I Decided To Buy A House	Invest in Malaysian and US stocks with moomoo Malaysia (http...	3,709
Dec 02, 2024	Should You Invest At All-Time Highs? (+ My Strategy)	Invest in Malaysian and US stocks with moomoo Malaysia (http...	2,037
Nov 25, 2024	4 Lessons From The Last Crypto Bull Market	Sign up with Luno using my code Y5SZ8B and get RM50 worth of...	1,840
Nov 11, 2024	My New Long-Term Stock Portfolio	Invest in global stocks with IBKR (http://themillennialfinan...	2,971
Nov 04, 2024	Financial Goals I’m Aiming For (And Already Achieved!!)	Invest in Malaysian and US stocks with moomoo Malaysia (http...	2,697
Oct 28, 2024	Budget 2025 Highlights: My Thoughts	Invest in Malaysian and US stocks with moomoo Malaysia (http...	1,118
Oct 21, 2024	Why I Mainly Invest In Stocks	Invest in Malaysian and US stocks with moomoo Malaysia (http...	2,267
Oct 14, 2024	I Quit My Job 1 Year Ago. Was It Worth It?	Invest in Malaysian and US stocks with moomoo Malaysia (http...	2,491
Sep 30, 2024	How To Invest In Malaysia (Benefit From The Stronger Economy)	Invest in Malaysian and US stocks with moomoo Malaysia (http...	3,175
Sep 23, 2024	5 Ways To Make Extra Money Online In Malaysia	Invest in Malaysian and US stocks with moomoo Malaysia (http...	5,196

Emir | The Millennial Finance

Contacts and Links

youtube

other links

Description

Videos from channel