Channel Title: Retire Confidently | Anthony Saffer & Alex Okugawa Channel Description: Hello! We're Anthony and Alex, Certified Financial Planners™ here to help you achieve a financially secure and confident retirement. We discuss: - Smart investment strategies - Avoid overpaying the IRS - Avoid running out of money in retirement - Help your heirs be ready for wealth One Degree Advisors was founded with the simple idea of providing excellent advice in the best interest of the client. Enjoy the confidence and freedom that come from working with a Certified Financial Planner™ that understands the importance of family and how to help make a lasting impact with your wealth. ⚠️ "DISCLAIMER:⚠️ All content is not to be received as financial advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions. All content provided by this channel is meant for EDUCATIONAL AND ENTERTAINMENT PURPOSES only. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures <video> IRS Releases NEW 2025 Tax Brackets - What Retirees Need to Know Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures My favorite tax cheat sheet for 2025: http://onedegreeadvisors.com/wp-content/uploads/2025/01/2025-Annual-Limits-for-Financial-Planning.pdf 0:00 - What's in this video 0:14 - Standard Deduction 1:03 - Ordinary Income Brackets 1:58 - $100k Income Example 3:40 - Capital Gains Brackets 6:15 - NIIT 7:03 - IRMAA Brackets 9:23 - Real Example 2024 vs 2025 13:15 - How to Pay $0 Tax on $100k Income </video> <video> Warren Buffett’s Bizarre Warning - What Retirees NEED to Know Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." Show Notes and Resources Show Notes - https://onedegreeadvisors.com/2024/12/bear-market-strategies-for-retirees/ Video: Vanguard’s Secret to Spending More in Retirement (GAME CHANGER) - https://youtu.be/wmomlp_-pWM?si=_4ejrrR8Nwo354t5 Investors Business Daily: Buffett’s Cash Pile - https://www.investors.com/etfs-and-funds/sectors/sp500-what-warren-buffett-can-buy-with-his-record-cash-pile/#:~:text=Berkshire%20Hathaway's%20Surging%20Cash%20Pile&text=At%20roughly%20$325%20billion%2C%20that's,stake%20in%20Apple%20(AAPL). Advisor Perspectives: Buffett Indicator - https://www.advisorperspectives.com/dshort/updates/2024/12/05/buffett-valuation-indicator-november-2024 Capital Group market corrections - https://www.capitalgroup.com/individual/planning/market-fluctuations/past-market-declines.html Ben Carlson: All Time Highs in Stock Market - https://awealthofcommonsense.com/2024/12/investing-in-stocks-at-all-time-highs-2/ Kitces Rebalancing - https://www.kitces.com/blog/best-opportunistic-rebalancing-frequency-time-horizons-vs-tolerance-band-thresholds/ Trend Research by Alpha Architect - https://alphaarchitect.com/wp-content/uploads/2021/08/Avoiding_the_Big_Drawdown_with_Trend-Following_Investment_Strategies.pdf https://alphaarchitect.com/2022/10/what-is-the-story-behind-trend-following/ This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 1:01 - The Buffett Indicator 2:22 - The Stock Market 4:16 - Portfolio Tip #1 4:46 - Portfolio Tip #2 6:08 - Portfolio Tip #3 6:50 - Portfolio Tip #4 8:46 - Portfolio Tip #5 9:47 - Portfolio Tip #6 12:32 - Mini Case Study </video> <video> What's The First Year of Retirement Like? (Not What You Expect) Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Comments: *Please be careful of bots and scammers in the comments section making solicitations. We do our best to report and delete these. **Please keep all comments constructive, positive and courteous. Show Notes: https://onedegreeadvisors.com/2024/12/myths-in-the-first-year-of-retirement/ IRS Guide to IRAs and Roth Conversions: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras Video: Here’s Why the 5 Years Before Retirement Are So Important (Double Your Savings!) - https://youtu.be/O9bEN9joJeg This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 0:30 - Myth #1 2:38 - Myth #2 4:37 - Myth #3 6:49 - Myth #4 11:11 - Conclusion </video> <video> The Hedonic Treadmill Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> The Keys to Know You are Truly Ready to Retire Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> Are you Protecting your Retirement with a High Quality Bond Foundation? Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> Why Looking Poor Is Important In Retirement Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Show Notes - https://onedegreeadvisors.com/2024/11/looking-poor-in-retirement/ Retirement Spending Lies You Believe (That Could Ruin Your Retirement) - https://youtu.be/FAWcRLZpOd4 Daniel Crosby's Research - https://youtu.be/FAWcRLZpOd4 ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 0:42 - Retirement Tip #1 2:00 - Retirement Tip #2 4:12 - Retirement Tip #3 5:42 - Conclusion </video> <video> I’m 60 with $2.4M Can I Retire? Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Comments: *Please be careful of bots and scammers in the comments section making solicitations. We do our best to report and delete these. **Please keep all comments constructive, positive and courteous. Show Notes and Resources Show Notes - https://onedegreeadvisors.com/2024/12/retire-at-60/ Stop Calculating Retirement Expenses Wrong (Do This Instead) - https://youtu.be/EkOkMM4cbV8 This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 1:00 - Test Your Plan for Free 3:30 - The Seven Signals To Retire Now 4:09 - Sam and Helen 5:47 - Health 6:27 - Guarantees 7:15 - Early Needs 8:35 - Portfolio Alignment 9:19 - Uncle Sam's Knocking 11:23 - Income Changes 13:00 - Will It Survive? 14:16 - Biggest Retirement Derailer </video> <video> Retire with $6M: Here’s what life actually looks like Description: Schedule a call with us today to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Show Notes - https://onedegreeadvisors.com/2024/12/why-looking-poor-is-important-in-retirement/ Here Is What A $3M Retirement Portfolio Looks Like - https://youtu.be/xmZE4Twh8EM ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 1:16 - Priorities and Concerns 2:14 - Assets 4:22 - Retirement Planning 10:22 - Family Legacy Planning </video> <video> Living on a Fixed income is not as Simple as you Think Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt *Please be careful of bots and scammers in the comments section making solicitations. We do our best to report and delete these. **Please keep all comments constructive, positive and courteous. This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures </video> <video> $6 Million in Retirement Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> How to Outperform Vanguard in Retirement Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> Vanguard’s Secret to Spending More in Retirement (GAME CHANGER) Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." Kitces.com Why Guyton-Klinger Guardrails Are Too Risky For Most Retirees (And How Risk-Based Guardrails Can Help) - https://www.kitces.com/blog/guyton-klinger-guardrails-retirement-income-rules-risk-based/ Vanguard’s Guide to Retirement Income - https://advisors.vanguard.com/content/dam/fas/pdfs/FAIARCAI.pdf Video: Here’s Why the 5 Years Before Retirement Are So Important (Double Your Savings!) - https://youtu.be/O9bEN9joJeg?si=TE_-TdSB_22gFn0r This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: - https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 0:48 - Retirement Income Method #1 3:21 - Retirement Income Method #2 4:20 - Retirement Income Method #3 8:59 - Retirement Income Method #4 </video> <video> How to pay $0 Taxes in Retirement Description: See how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 </video> <video> How to Pay $0 Tax on $100k Retirement Income Description: Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Show notes - https://onedegreeadvisors.com/2024/11/how-to-avoid-taxes-in-retirement/ 62 with Pre-Tax Savings? Here's How to Slash Your Taxes - https://youtu.be/5w5_e5wzzCE ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 0:00 - Introduction 0:42 - 100k as Regular Wages 3:22 - Retirement Tip 4:45 - Retirement Income Source #1 6:27 - Retirement Income Source #2 7:45 - Retirement Income Source #3 9:21 - Retirement Income Source #4 12:20 - Conclusion </video>

Contacts and Links

Description

Hello! We're Anthony and Alex, Certified Financial Planners™ here to help you achieve a financially secure and confident retirement.

We discuss:
- Smart investment strategies
- Avoid overpaying the IRS
- Avoid running out of money in retirement
- Help your heirs be ready for wealth

One Degree Advisors was founded with the simple idea of providing excellent advice in the best interest of the client. Enjoy the confidence and freedom that come from working with a Certified Financial Planner™ that understands the importance of family and how to help make a lasting impact with your wealth.

⚠️ "DISCLAIMER:⚠️

All content is not to be received as financial advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions.

All content provided by this channel is meant for EDUCATIONAL AND ENTERTAINMENT PURPOSES only.

Disclosures: https://onedegreeadvisors.com/solutions/#disclosures

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