Channel Title: The FIREd Couple Channel Description: We are a Financially Independent Retired Early couple trying to help others with their path to financial independence (retiring early is an option … financial independence is a must!) We both hail from a humble middle-class background, raised by our parents to value education, have a hard work ethic and remain grounded. These values helped us to have a solid 25-year career in some of the reputed global organizations. Over the years we stumbled and learned our way towards savings, investing and our path to financial independence. Now that we've been able to achieve that and also taken the bold step of retiring early, we want to raise awareness about personal finance (wish it was a mandatory subject taught in schools!) and help others with their journey. From time to time we also post videos on travel and professional development. <video> Top Retirement Withdrawal Strategies: How to Secure Your Financial Future Description: While investing and saving for retirement, it is also important to also plan for a funds withdrawal strategy during retirement. If not planned properly, you can run out of money ... or end up with too much money! In this video, we evaluate different withdrawal strategies, their pros and cons, and then provide the withdrawal strategy that we have chosen for our retirement. Hopefully this will help you tune your FIRE plans. #financialfreedom #investing #money #financialindependence #retirementplanning #thefiredcouple </video> <video> Did you know: #cholesterol and #debt are very similar! Description: </video> <video> Savings Rate vs Investment Returns. And the winner is ... Description: We all understand that savings and investment returns are both important in building wealth. However, their importance changes at different times and the stages of our lives. In this video, I try to explain the relationship between both and explain using an excel sheet model how one becomes more important than the other over a period of time. Hopefully this analysis can help you plan your path to financial independence accordingly. You can find the excel sheet at https://docs.google.com/spreadsheets/d/1rwyOloY2eWXwM_ZKOdPhHlB-rtxWWsyy/edit?usp=sharing&ouid=108853903297579004833&rtpof=true&sd=true Please download a copy and do not make changes to the online version. #financialfreedom #financialindependence #wealth #personalfinance #investing #saving #personalfinance #thefiredcouple </video> <video> Financial Independence - How much is 'Enough'? Description: The journey to Financial Independence is not just about a 'financial number'. There are lots of non-financial factors that play a big role towards this journey. In this video, I will try and build a link between a target financial number and various non-financial factors that contribute towards Financial Independence. This will help you determine how much is 'enough'. Hope you find the video useful and insightful. If you do, please do share the video with others and also subscribe to the channel, if not done already! Looking forward to hearing your thoughts, comments, questions and suggestions. As always, we will try our best to respond to each one of them. Must acknowledge one of our favourite books - 'The Art of Good Life' by Rolf Dobelli - that made us think about this question 'How much is enough?' and inspired me to make this video. #financialfreedom #retirementwisdom #investing #financialindependence #personalfinance #wealth #money #moneymanagement </video> <video> Asset Allocation Strategy for 2025 #financialfreedom #2025 #sensex Description: A quick walkthrough of our suggested rules for diversifying your assets and managing your financial portfolio. </video> <video> The Surprising Similarities in Every FIRE Journey Description: During our discussions with people through this channel and within our broader network, Seema and I realised that everyone is going through the same roller-coaster ride of emotions, insecurities, myths, assumptions etc that we went through during our journey to Financial Independence and Retiring Early. So in this video I share 3 such common factors that everyone seem to have. Hopefully this will give you confidence that you are not alone and also help in calibrating your plans accordingly. Hope you find the video useful. Do please share your experiences, obstacles, emotions etc. Would love to hear your thoughts around this and hopefully get the dialogue going about these common factors. #firemovement #financialfreedom #investing Chapters in the video: 0:00 - Introduction 1:27 – Money Management 5:15 – Leap Into Unknown 9:39 – Goalposts 15:01 – Summary </video> <video> How I turned my trading losses into profits Description: #stockmarket #daytrading #investing Everyone indulges in some level of trading of shares – one time, frequently, as a beginner or as a professional day trader. In this video, I talk about my stock trading days (or shall I say day trading days!). I share the lessons, experiences and tips from my journey as a trader. Hopefully these can help you make better decisions for trading stocks – be it occasionally or as a day trader. Hope you find the video useful and insightful. Do please share, like and subscribe. As always, looking forward to your comments, suggestions and questions. Will try my best to reply to each one of them. </video> <video> Double your money using rule of 72! Description: In this video I talk about four almost magical numbers that were instrumental in retiring early. Honestly, if it wasn't for these numbers, we wouldn't have even achieved financial independence let alone plan an early retirement. Wish these numbers and their underlying logic are taught in the schools and colleges rather than all the theoretical stuff that we learn and don't use during our professional lives. Anyways, I hope these help you during your journey to financial freedom. Chapters: 0:00 - Introduction 1:32 – 72 7:21 – 30 10:01 – 3 12:49 – 24 14:57 – Summary Related videos: https://youtu.be/IduWlfYQkZg https://youtu.be/RKN3eKrd7Ec https://youtu.be/BeLuTnepAI0 https://youtu.be/06yKinLeko0 #personalfinance #financialfreedom #financialindependence #financialeducation #money #wealth #wealthbuilding #wealthy #thefiredcouple </video> <video> Goals we stopped chasing before turning 50 Description: Happy New Year! It's the time of the year when everybody is either making their New Year resolutions or refreshing them. So we thought to cover in this video the five things that we STOPPED doing before the age of 50. Why talk about stopped? Because resolutions are not just about what you start doing but also importantly, what you stop doing; and these five things were instrumental for us to be able to retire early. The third one could probably be a bit controversial but would love to hear your thoughts around it. Hopefully this can also help you with your planning towards that path to financial Independence as well as retiring early. As always, do please comment and share things that you start or stopped doing. Chapters: 0:00 - Introduction 0:05 – Career 3:16 – Possessions 4:47 – Savings 6:43 – Time 8:15 – Health #financialfreedom #investing #financialindependence #personalfinance #retirement #newyearresolution #2025 #resolutions #thefiredcouple </video> <video> Don't fall for these misconceptions about money and wealth! Description: During our lifetime, we develop many wrong assumptions and misconceptions around money and personal finance. Unfortunately these hamper our journey to financial freedom and creating wealth. In this video, I clarify 4 key misconceptions with data and our personal experiences. Hopefully the clarification, tips and suggestions will help you get a better understanding and help with your journey to financial independence. Like always, looking forward to your comments, suggestions, thoughts, and questions. Chapters: 0:00 - Introduction 2:12 – DEBT 5:54 – SAVING 9.04 – RENTING 13:13 – F.I.R.E 16:53 – Summary #financialfreedom #money #misconceptions #financialindependence #personalfinance #retirementinsights </video> <video> Stop Wasting Money. Three expense budget killers exposed. Description: The consumer companies spend millions of dollars to encourage us in subtle (and not so subtle) ways to make sure we spend our hard-earned money in buying their products. This can wreak havoc on the expense budgets and destroy our savings. In this video, I expose some of those strategies and how to prevent these to impacting your budgets. Hope you find this useful. Looking forward to your comments around these budget killers. #financialfreedom #budgeting #expenses #personalfinance #financialfreedom #thefiredcouple </video> <video> How to Manage Your Money Like a Pro #moneymanagement #investing #moneytips Description: We spend countless hours in earning money but hardly any time in managing our hard earned money. Here is a sneak peek into our Money management routine that saved us countless working hours by enabling us to retire early. Watch full video for break up of our periodic money management routines. </video> <video> The 5 Most Important Investments That Aren't Financial Description: Financial independence cannot be achieved by just investing in stocks, bonds, real estate, gold and other financial assets. It requires to also make certain non-financial investments. In this video, I address 5 such non-financial investments that Seema and I made. These helped us tremendously during our career and paying big time dividend during our early retirement. Hope it can do the same for you too. Like always, looking forward to your comments, suggestions, thoughts, and questions. Chapters: 0:00 - Introduction 1:47 – Yourself 7:35 – Partner 11:06 – Health 13:10 – Children 14:57 – Inner Circle #investing #investment #investingtips #financialfreedom #financialindependence #retirement #personalfinance #money #wealth </video> <video> We chose F.I.R.E and did not expect this Description: We have been retired for almost two years and not everything is as we expected it out to be. In this video, we share three miscalculations that we made during our planning. Hopefully these will help you with your plans and also set the right expectations based on our experience so far. We promise to keep you updated on our journey over coming months. </video> <video> Don’t Let Life’s Surprises Derail Your Finances – Here’s How to Stay Ahead! Description: #financialfreedom #financialplanning #financialliteracy We can't predict all the future uncertainties but surely can have a plan to manage them and try to minimise their impact. In this video, I detail out some of the big uncertainties that we went through in our lifetimes and explain how we tried to reduce their financial impact on us. Hopefully it will help you plan your journey accordingly. </video>

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We are a Financially Independent Retired Early couple trying to help others with their path to financial independence (retiring early is an option … financial independence is a must!)

We both hail from a humble middle-class background, raised by our parents to value education, have a hard work ethic and remain grounded. These values helped us to have a solid 25-year career in some of the reputed global organizations. Over the years we stumbled and learned our way towards savings, investing and our path to financial independence. Now that we've been able to achieve that and also taken the bold step of retiring early, we want to raise awareness about personal finance (wish it was a mandatory subject taught in schools!) and help others with their journey.

From time to time we also post videos on travel and professional development.

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