Channel Title: The Humble Penny Channel Description: Sunday Times Bestselling Authors of Financial Joy 📕. We help you create a balance of Wealth and Well-being so you can achieve financial freedom filled with the small experiences that bring you joy 💛. 👉🏾 Order here: https://geni.us/financialjoy on Amazon, Waterstone's, Audible and other retailers. We've written this book from our lived experiences of achieving Financial Independence aged 34 including Mortgage Free in 7 years as a family with 2 children, despite starting life as first-generation immigrants with no money. "Financial Joy" is published by Quercus + Hachette UK In a world of uncertainty about the future and the cost of living crisis, many people need to know how to build wealth for the future, whilst also enjoying their lives and prioritising their well-being 😀 Financial joy is for everybody and it is accessible to you now, not later. Start today to grow your money and create a life you love ❤️ Ken & Mary Okoroafor <video> Which Type of Freedom Is Most Important to You? Description: Subscribe for more 😀. Which type of freedom do you seek the most? Financial freedom? Time freedom? Freedom of health? Freedom of Purpose? Freedom of location? Comment below. ♻️ Share this with others. </video> <video> Mortgage Free Plan £400k 🔥 Description: Subscribe for more ✅️. This mortgage free plan for Jess, who has a mortgage of £400,500. Here is how mortgage overpayments will help her become mortgage free faster and save her many thousands in interest whilst giving her a guaranteed return 😀. She can also do this whilst investing in the stock market. Want your mortgage free plan done, too? Comment below ⬇️ with 1) Mortgage amount, 2) Interest Rate, 3) Mortgage Term. Share ♻️ this video with others. </video> <video> Top Law Firm Invited Us to Improve Staff Financial Wellbeing Description: HUGE thanks to Allen & Overy Shearman (now A&O Shearman) for inviting us to deliver our popular Financial Wellbeing workshop to staff 😍😍 This is the first legal industry leader we've worked with, and what a start! 🙏🏾. It was amazing to see them invest in the financial education of staff members with a strong focus on well-being 👏🏾👏🏾👏🏾👏🏾. We didn't know what to expect from a crowd of lawyers but they were super transparent about their finances. Big focus areas were on managing money with a busy career, investing, family finances and much more. 👉🏽They even went as far as doing food tasting with their chefs to make sure that they cooked the African and Caribbean dishes to perfection! 😋 We loved every moment and cannot wait to do more of these workshops at other companies, too. Feels like we're living our dream 😊 👉🏽If you'd like a similar workshop at your workplace, please DM or contact us at https://www.thehumblepenny.com/workshops . We've worked with companies like Netflix, Amazon, Expedia, Gousto, Meta, S&P Global, Macquarie, Ogilvy, etc. Huge shout out to the amazing AO Shearman team for the incredible hospitality ❤️❤️ Lovely to make new friends, too. Nancy Odogwu @fitsoulkitchen , who delivered a powerful session as a nutritional health coach. We can't wait to be back!! 😀 🟢 Follow @thehumblepenny for more. We're an award-winning Entrepreneurs, Sunday Times Bestselling Authors of Financial Joy and Financial Coaches. ♻️ Share this inspiration with others. @aoshermanearlycareersuk #financialwellness #AOShearman #workshop #finances #business #money #personalfinance #financialfreedom #financialjoy #career #financialwellbeing #thehumblepenny #financialwellbeingworkshop #investing #financialindependence #financialindependenceretireearly #stockmarket #investingforbeginners #retirementplanning #wellbeing #staffwellbeing #makingmoney #employeewellness #employeewellbeing #employees #staffoffsite #staffretreat #employeeretreat #blackemployeenetwork #blackemployeeresourcegroup </video> <video> Why Time In The Market Beats Timing The Market 📈 Description: Whether it's in investing or dating, time in the market will always beat timing the market. </video> <video> 10 Things I QUIT to Regain My FREEDOM Description: I Broke FREE from these 10 things to regain my financial freedom, time freedom, etc. Read our book, https://geni.us/financialjoy Financial Joy a 10-week plan to help you banish debt, grow your money and unlock financial freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - Intro 1:29 - 1. I quit the 9 to 5 3:12 - 2. I quit expecting others to save me 4:40 - 3. I quit letting a mortgage dictate my future 6:04 - 4. I quit buying things when I have the money 7:45 - 5. I quit paying for a car monthly 9:21- 6. I quit worrying about the future 11:05 - 7. I quit working Fridays to Sunday 12:32 - 8. I quit people-pleasing 14:08 - 9. I quit buying things on Black Friday & Cyber Monday 16:06 - 10. I quit eating bad-quality food Best, Ken and Mary #financialfreedom #financialindependence #investing ★★ WHAT THIS VIDEO IS ABOUT★★ 10 Things I QUIT to Regain My FREEDOM This video may contain affiliate links and we may get paid a small commission if you click on a link. </video> <video> Destroy CREDIT CARD Debt Even When You Feel BROKE! Description: How to Pay Off Your Credit Card Debt When Money Is TIGHT! Read Financial Joy https://geni.us/financialjoy a 10-week plan to help you Banish Debt, Grow Your Money and Unlock Financial Freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ Financial Joy Book: https://geni.us/financialjoy Pay Off Mortgage or Invest? Find The Smarter Move: https://youtu.be/M7qYqzolmMA?si=C5LHxC7luqg4Y6fv ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - Intro 0:32 - About me 1:02 - Structure of today's video 1:57 - Part 1: The Debt Reality Check 3:35 - 1,000 Pounds Credit Card Debt Illustration 6:23 - Mindset for Beating Credit Card Companies 7:05 - Part 2: Balance Transfer to Save Interest 9:10 - Pros & Cons of Balance Transfer 10:22 - 7 Rules To Win With Balance Transfers 12:39 - Part 3: Restructure Your Budget 14:36 - Part 4: Choose a Debt-Free Strategy 15:29 - Part 5: Leverage Side Income 16:19 - Conclusion Best, Ken and Mary #creditcard #debtfree #financialfreedom ★★ WHAT THIS VIDEO IS ABOUT★★ Destroy CREDIT CARD Debt Even When You Feel BROKE! This video may contain affiliate links and we may get paid a small commission if you click on a link. This video is for educational purposes only and is not financial advice or a personal recommendation to you. Always do your own research and seek personalised financial advice or coaching. Your capital is always at risk when you invest. </video> <video> Vanguard UK New Fees: TRIPLE the Cost for £10k Investors—What to Do! Description: Vanguard fees are rising in January 2025 with the introduction of a minimum account fee. Here is all you need to know and what to do next. Read our book, Financial Joy https://geni.us/financialjoy a 10-week plan to help you banish debt, grow your money and unlock financial freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - What has changed? 1:40 - What do the fee rises mean for you? 2:44 - Which Accounts are included or excluded? 3:14 - Why were the changes made? 6:50 - What are the alternative platforms to consider? 8:38 - How do you leave if you want to go to another provider? 9:57 - What am I doing myself and What should you do next? Best, Ken and Mary #vanguard #vanguardfees #investingforbeginners ★★ WHAT THIS VIDEO IS ABOUT★★ Vanguard UK New Fees: TRIPLE the Cost for £10k Investors—What to Do! This video may contain affiliate links and we may get paid a small commission if you click on a link. </video> <video> Why Phone Upgrades Are Such a Scam! Description: Subscribe for more. Phone companies ade always trying to sell us upgrades we don't need! Do you get this too? </video> <video> This One Tip Saves Us Hundreds at Christmas! (everyone can do it) Description: Follow for more 😀. This one Frugal Tip Saves Us Hundreds every Christmas! How do you save money during the festive season whilst still having fun? Comment below ⬇️ </video> <video> Pay Off Mortgage or Invest? The SMARTER Move, Explained with Maths Description: Should you pay off your mortgage early or invest in the stock market instead? Find the smarter move explained with Maths. Read our Sunday Times Bestseller, Financial Joy https://geni.us/financialjoy a 10-week plan to help you Banish Debt, Grow Your Money and Unlock Financial Freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ Read the blog post: https://thehumblepenny.com/pay-off-mortgage-or-invest/ ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - Intro 0:40 - Structure of today's video 2:11- Part 1. Why Paying Off Your Mortgage Early Can Be a Game-Changer 4:29 - Part 2. The Maths of Investing in the Stock Market vs Mortgage 9:27 - Part 3. Unusual and Compelling reasons to pay off your mortgage 11:02 - Part 4. Unusual and Compelling reasons to invest in the stock market 12:08 - Part 5. Non-Financial Considerations In Making a Decision 17:10 - Part 6. Combining the Best of Both Worlds 17:37 - Part 7. Final Practical Tips for Making Your Decision 19:03 - Part 8. Conclusion 19:50 - Bonus Tip 20:29 - Question for you Best, Ken and Mary #investing #mortgage #financialfreedom ★★ WHAT THIS VIDEO IS ABOUT★★ Pay Off Mortgage or Invest? The SMARTER Move, Explained with Maths This video may contain affiliate links and we may get paid a small commission if you click on a link. </video> <video> Join me in celebrating Mary 🥳 Description: Pls join me in celebrating Mary's birthday 🥳😍😍❤️❤️ It's no small thing to celebrate another year of life 🙏🏾. At all, at all! I woke up this morning and realised that this is the 15th birthday (started in 2009) that I've been blessed to celebrate with her. Every year of celebrations, I've seen her grow wiser, look and feel younger, become more beautiful (inside and out), quietly achieve various life goals, and become more purpose driven 🥰. TO MY QUEEN: I've seen you as a beautiful single lady in your 20s ✨️, seen you build our home as a beautiful married woman 😍, seen you build successful businesses, seen you become an accomplished author 🔥, seen you raise our beautiful children who are almost teenagers ☺️, seen you continually show up for family, friends, and strangers, seen you navigate many of life's challenges, and so much more. seen you stand by my side always as my beautiful wife, life partner, and best friend ❤️ It's my prayer that God Almighty will continue to bless and guide you (and me, together)🙏🏾. You will never lack anything and will live a long, fulfilled, and impactful life filled with love, joy, and blessed with good health and the desires of your heart. Happy birthday, Queen ❤️❤️❤️❤️ Celebrations continue 🥳. Happy Saturday ✨️ Follow @thehumblepenny for content to help you create a wholesome life of Financial Joy 💛 </video> <video> Renting in the UK: The Shocking Truth About Your Retirement Future Description: This video explores the shocking truth about renting in retirement in the UK and what to do now to plan for a better financial future. Read our Sunday Times Bestseller, Financial Joy https://geni.us/financialjoy a 10-week plan to help you banish debt, grow your money and unlock financial freedom. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - Intro 1:29 - What to expect 3:08 - 1. The retirement cost crisis 7:56 - 2. The ownership advantage 9:52 - 3. Emotional & Financial toll of renting in retirement 13:05 - 4. Why renting isn't always a choice for some 14:15 - 5. Plan for Retirement as a renter or future homeowner 17:45 - Conclusion Best, Ken and Mary #renting #rentingvsbuying #retirementplanning ★★ WHAT THIS VIDEO IS ABOUT★★ Renting in the UK: The Shocking Truth About Your Retirement Future This video may contain affiliate links and we may get paid a small commission if you click on a link. </video> <video> Invest THIS In an ISA to Earn £2,000 MONTHLY Passive Income (Tax-Free!) Description: Here is how much you need to invest in your ISA each month to generate £2,000 monthly passive income. Join our popular and Free 42-week email programme https://thehumblepenny.com/takecontrol for other ways to earn passive income and grow your money. ✅ Join Financial Joy Academy - https://FinancialJoyAcademy.com ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/collections/all ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.com/power-hour/ ✅ Book 121 Financial Freedom Coaching - https://checkout.financialjoyacademy.com/financial-freedom ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ✅ Other Coaching Offerings: https://thehumblepenny.com/coaching ★★ RESOURCES MENTIONED ★★ Why YOUR FIRST £100k Is The MAGICAL Number For Reaching £1m | Charlie Munger - https://youtu.be/b2v4L_dgn-w?si=KEa3nFNOISdlcL37 If You Have £5000 In The Bank DO THESE 5 Things - https://youtu.be/Ckdqp7WvdfY?si=eJqWdmqp7NUr6SL8 ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenny?sub_confirmation=1 ★★ POPULAR VIDEOS ★★ I Wish I Knew THIS About INVESTING MONEY When I Was 20 - https://youtu.be/C9c4TCAe1SE 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - https://youtu.be/rTdLWdPS3LM 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - https://youtu.be/X_FA1nU3dmM 9 BEST Passive Income Ideas for £1000 per month (In 2024) - https://youtu.be/qwn_Gc46ahE 5 Breakthrough Passive Income Ideas - https://youtu.be/FJUKYuo6Oyw 7 Things No One Tells You About Passive Income - https://youtu.be/6Mw0yncGj5Y 21 Passive Income Ideas For A Freedom Lifestyle - https://youtu.be/TIOBlUDtHsc 14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - https://youtu.be/brAvEZCl0ys How To Invest £1000 (9 Best Ways to Invest) - https://www.youtube.com/watch?v=0jRQk8Xkvxg ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ KEN: I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad. Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - https://www.instagram.com/thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumblepenny Twitter - https://twitter.com/thehumblepenny Facebook - https://www.facebook.com/thehumblepenny/ ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ 0:00 - Intro 1:21 - Structure of today's video 1:52 - Part 1: Why £2,000 Tax-Free is Life-Changing 2:29 - Part 2: How Much To Invest To Make £2,000 Monthly Passive Income 5:15 - Part 3: Inflation and How It Affects Future Passive Income 9:19 - Average ISA pot by age 10:19 - Amount you need to invest - 30 year scenario 11:26 - Amount you need to invest - 20 year scenario 12:22 - Amount you need to invest - 10year scenario 13:55 - Other Ways To Invest Aside From An ISA 16:29 - Part 4: 2 Bonus Ways to Earn £2,000/Month 18:26 - Conclusion Best, Ken and Mary #investing #passiveincome #financialfreedom ★★ WHAT THIS VIDEO IS ABOUT★★ Invest THIS In an ISA to Earn £2,000 Monthly Passive Income This video may contain affiliate links and we may get paid a small commission if you click on a link. </video> <video> Get Free Money to Invest For Your Kids (the Rich do this!) Description: Subscribe for more. How to invest in a Junior SIPP (Self Invested Personal Pension) for kids and how it can over time help your child become a Millionaire. </video> <video> Is The Idea of Traditional Retirement Dead? Description: The idea of traditional retirement is dead! A lot of people of my generation and a growing number of others are frustrated and don't want to work until they're 67! I see a future of cycles of retirement 😀. To put this idea to the test, we began taking off August (and other weeks in the year) annually with a complete break from work, knowing we'll return to work we enjoy. This offers the best of both worlds. Although not perfect, it allows us to enjoy life, keep working towards the future whilst preserving our wellbeing (so important!). How do you think of your future retirement? 🤔 #fyp #millennials #genz #retirement #finances #investing #business #money #personalfinance #financialfreedom #financialindependence #financialwellbeing #financialwellness #retirementplanning #financialindependenceretireearly #investing #costofliving </video>

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Description

Sunday Times Bestselling Authors of Financial Joy 📕. We help you create a balance of Wealth and Well-being so you can achieve financial freedom filled with the small experiences that bring you joy 💛.

👉🏾 Order here: https://geni.us/financialjoy on Amazon, Waterstone's, Audible and other retailers.

We've written this book from our lived experiences of achieving Financial Independence aged 34 including Mortgage Free in 7 years as a family with 2 children, despite starting life as first-generation immigrants with no money.

"Financial Joy" is published by Quercus + Hachette UK

In a world of uncertainty about the future and the cost of living crisis, many people need to know how to build wealth for the future, whilst also enjoying their lives and prioritising their well-being 😀

Financial joy is for everybody and it is accessible to you now, not later.

Start today to grow your money and create a life you love ❤️


Ken & Mary Okoroafor

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